financial planning for homebuyers

Buy or Wait? Smart Investment Strategy vs Home Loan in India (Updated New Guide)

Confused between buying a house or investing first? Discover a smarter approach to homeownership in India. Learn how mutual fund investments can outperform home loan costs and help you buy debt-free. Let's delve into the financials of acquiring a 2BHK apartment in a metropolitan area like Gurugram, priced at ₹1 crore. Down Payment: Typically, a 20% down payment is required, amounting to ₹20...

Should You Buy a House in Cash? Pros, Cons, and Key Considerations

Discover the pros and cons of buying a house in cash. Learn how it impacts your finances, liquidity, and investment opportunities to make an informed decision. Buying a house is one of the most significant financial decisions many people make. While most homebuyers rely on mortgages, some may have the financial capacity to purchase a house outright with cash. But is this a good idea? Let’s explore the...

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